The Back Main Street Funding Campaign

Big business has its financial backing. Now it's Main Street's turn. We're on a mission to responsibly restore financial power to local small business owners because they are at a major capital disadvantage. This leads to higher prices and high small business failure rates and weaker local economies and less choices—because under these financial conditions, wealth doesn’t stay and circulate locally for long. So many entrepreneurs who could scale their businesses and lower prices to serve more people can't—forcing local consumers to rely too much on cheaper products from China and other foreign countries and banking that underserves our local small business owners.

The Problem

About 80% of small businesses are denied growth or rescue loans by traditional banks and most of them are losing major profits to predatory bank credit card processing fees—even if they're profitable—leaving them vulnerable to predatory processors and lenders and the best growth opportunities to big business because they are seen as too small to help or a profit drain on big business. And if they are able to qualify for a bank loan, they have to put up collateral and have a high credit score and deal with a long approval process. Because the banking system is designed to best support the deep pockets of big business, not the shallow pockets of local small businesses that are the glue that hold our communities together. And unfortunately too many small business owners feel too small to do anything about it.

Our Mission

Back Main Street is a new national grassroots movement to decentralize processing and funding and put financial power back in the hands of the people. We support educating small business owners on how to access low credit score, no-collateral, fast, fair, short-term profit sharing funding and processing to lower risks—and we invite them to help others do the same. It's good fees and debt that can pay for itself, not bad fees and debt that can drain households and a community of its wealth over long periods of time.

What Is Co-op Processing & Lending?

Co-op Processing & Lending is an innovative community-powered approach to small business support services — similar to a real estate syndication, where multiple partners fund a property and share in the profits. But instead of buildings, we fund Main Street businesses and eliminate their fees who want to scale and provide better services and products. Instead of just relying on traditional banks that charge unfair fees and deny 80% of business loan applications, we're building a network of local ambassadors, referral partners, and top decentralized alternative lenders working together to bring fair, fast, and flexible alternative processing and capital directly to Main Street by turning the tables and making lenders compete to support Main Street, not extract from it, like a realtor holds an open-house to get the best offer.

Business owners get access to fair processing and guaranteed best offer funding, ambassadors gain good will, referral partners earn referral income, and the entire community benefits from lower prices and a stronger local economy. It's processing and funding by the people, for the people — designed to strengthen local economies and keep small businesses alive and thriving.

Why It Matters

• Small businesses create local jobs and opportunity.
• When processing and funding is local, decentralized and not funneled through the same old banks, the money doesn’t vanish... it circulates, multiplies, and powers the community that originally earned it.
• Ambassadors and paid referral partners become part of the solution—not a statistic.
• A stronger Main Street economy means a higher standard of living and a healthier national economy.

Who We Are

We’re looking for people who believe in our mission:

• ✅ To elevate the financial well-being of small business owners in America
• ✅ To make a real difference in their communities
• ✅ To empower entrepreneurs and preserve local economies

I'm Ben Thimas Jr., founder of the 1-Back Main Street movement and a dedicated local decentralized processing & funding agency owner. My mission along with my fellow agents is to protect the financial interests of Main Street because I live on Main Street and I see the economic drain that's happening, so I'd rather be part of the solution rather than the problem, and I'm no nonsense about it, making me and my mission not for everyone.

I watched my mother struggle for years as a small business owner. She worked tirelessly, but when she needed capital to grow or stay afloat, the banks weren’t there for her the way they should've been.

Later, as an eCommerce merchant, I faced the same problem. I needed fair processing and funding to buy inventory—but I couldn’t get it when I needed it most in a low-risk way.

That’s when I realized: this wasn’t just her story or mine—it was Main Street’s story.

Back Main Street was created to bridge that gap. We’re not just another small business services company—we’re a decentralized network built to:

• Empower small business owners
• Turn funding into a local cash flowing asset for the community and not just for the centralized banking system
• Strengthen communities across the country

We can’t just expect the local and national politicians to save us. We have to do our part—starting with each other by promoting fee avoiding processing and funding that can build wealth in our community and households.

What's In It For You?

We understand your time and attention are valuable. That’s why we designed this to be an easy win-win cooperative partnership because business is a team sport. Whether you become a Brand Ambassador or a Paid Referral Partner, here’s what’s in it for you:

• 📢 Visibility: Ambassadors get shoutouts on our social media and website to highlight your business and your support for the local economy.
• 💸 Passive Referral Income: Paid referral partners earn commissions for every small business they refer that receives funding.
• 🤝 Community Credibility: Be recognized as a champion of Main Street and a trusted ally for local entrepreneurs.
• 🏆 Exclusive Opportunities: Access exclusive local promotions, co-marketing campaigns, and early invitations to future initiatives.
• 🧠 Insider Access: Learn how funding works from the inside so you can spot unfair systems and help others escape them.

You don't have to service anyone yourself—you just need to believe in the mission and help us spread the word. Most people say they want to support small businesses. This is a simple, meaningful way to prove it.